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Car Loans made easy.

At Car Loans Canada, we find you the lowest rate possible for your Auto Loan, with easy payment options.

Whether you have perfect credit, are unsure, have credit blemishes or bankruptcy, we will get you the best approval at the lowest rate for your next car.

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Car Loans Canada Benefits

Here are some of the benefits you can expect from Car Loans Canada®:

The Lowest Rate %

We search to get you the lowest rate possible for your car loan, every time.

Finance Terms up to 8 Years!

Allows you to create an affordable payment with term flexibility.

Easy Payment Options

You can make your payments monthly, semi-monthly, bi-weekly or weekly. Just let us know!

$0 Down Options

We offer $0 Down Car Loans.

Open Ended Loans

You can make lump sum payments Or pay off your loan in full, anytime. Penalty Free.

Largest Inventory in Canada!

Our approval centers have over a combined 14,000 vehicles in-stock.

Auto Loan Resources

Car Loan Calculator
It is important to know how much you want to spend BEFORE you go to the dealership. Do your research and be prepared...
Fixed Rate vs Variable Rate
Fixed: This type of loan will keep the same interest rate throughout the life of the loan. This can be very nice for budgeting purposes; but in e...
Dealer Rates vs Personal rates
Why should you consider getting your loan through the bank or your local dealership? What is the difference?...
Finance Rates
Auto Loan Rates in Canada can range anywhere from 0.00% right up to 29.95%. It’s our job at Car Loans Canada to get you the Lowest Rate on a vehi...

Car Loan Requirements

There are four main criteria required to get an Auto Loan in Canada:


While Employment Income is preferred, many of our members receive income from Pension, Disability, and other methods. Proof of Income May be requested. (Not in all cases) See Accepted Income for more details. May be requested. (Not in all cases) of Drivers Licenses, please see See Accepted Income for more details.

VOID Cheque / P.A.P

A VOID Cheque or Pre-Authorized Payment Form from your Canadian Bank will be required In order to automatically withdraw your payments. See Payment Options for more details.

Canadian Driver’s License

A valid Driver's License from the province you are living in is required. If you have questions about types of Drivers Licenses, please see Drivers License Details.

Valid Address

You must have a valid Canadian Address that matches the Address On your Driver's License.

There are three overall components that make up a Car Loan in Canada: 888 536-4210

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