Learn how to solve your Automotive Finance problems with Car Loans Canada. The financing of a new or used car can be a challenge. However, with Car Loans Canada, it’s never been easier!

Car Loans Canada helps get you started by connecting you with a network of lenders ready to get you driving your new or used car, truck, suv or van. If you ever need help with your finance situation, or if you’re ready to start a new one, fill out our credit application or give us a call at (888)-536-4210.

Why Finance With Car Loans Canada?

The Car Loans Canada finance process is fast, competitive, and features offers tailored for specific customer needs.

How Does Financing With Car Loans Canada Work?

The finance process at Car Loans Canada is simple: submit a credit application. We will review your credit application with our network of lenders, and, if approved, they will help you decide which finance offer and vehicle suits you best.

Who Are The Car Loans Canada Finance Companies?

Car Loans Canada works with a large network of lenders who are ready to get you financed.

Our Clients Have Received Financing From Companies Like:

  • Bank of Montreal
  • Trend Financial
  • Carfinco
  • Ford Credit
  • FinanciaLinx
  • Royal Bank
  • Scotia Bank
  • Scotia Dealer Advantage
  • Servus Credit Union
  • TD Canada Trust
  • VFC
  • WS Leasing
  • Dominion Leasing

Can I Apply For Credit Online?

You can apply for financing online at Car Loans Canada. Use one of our easy to fill credit applications or if you so choose, chat or call us to complete your application over the phone. It’s that easy!

How Are Auto Finance Decisions Made?

Financial institutions typically take four major factors into account:

  1. Down Payment
  2. Vehicle specifics (model, style, age, mileage, and cost)
  3. Application information such as income, time at current job, and time at residence
  4. Credit history

What Does Your Credit Score Mean?

Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it’s meant to forecast how (and if) you will pay your bills.

The higher your credit score, the greater your chances will be getting financed. Four contributors to your credit score are:

  1. Timeliness of previous and current payments
  2. The length of your credit history
  3. The type and amount of your debts
  4. Your public records

How Can I Find Out More About My Credit History?

The major credit-reporting agencies below can provide you with information about your credit history. Both can provide you with a copy of your credit report, which includes your credit score. Contact them via the Internet or call toll free:


Web: www.equifax.ca

Toll-free number: (800) 465-7166


Web: www.transunion.ca

Toll-free number: (800) 663-9980

I Have Excellent Credit, What Can Car Loans Canada Do For Me?

We offer you highly competitive terms, reduced time and effort, and a transparent transaction.

I Have Had Past Credit Problems, What Can Car Loans Canada Do For Me?

Our finance sources provide offers to accommodate most credit profiles. Even with past problems, you will still get the credit you need, the car you want, and respect you deserve at Car Loans Canada.

Can I Qualify For Financing If This Is My First Vehicle Purchase?

Many Car Loans Canada customers qualify for financing on their first vehicle purchase. If a normal credit determination cannot be made based on your current credit history, you may still qualify for other programs, like those for recent college graduates. Stipulations for college students vary by finance company. We have great new programs designed and tailored for first time how buyers.

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