Scotia Dealer Advantage

Star category is based on credit profile

About Scotia Dealer Advantage

Scotia Dealer Advantage provides non-prime car loans for both new and used vehicles for Canadians with bad credit or no credit history at all. They are a national financing team with a local understanding. They will customize a plan for you to best fit your needs when buying a car in Canada.  


  • Flexible term options - take up to 7 years (84 months) to pay off your car loan
  • Options for both fixed or variable financing 
  • Payment options: weekly, bi-weekly, monthly, or semi-monthly
  • Options to finance any vehicle not older than 7 years 
  • Change the payment options as you go - whether you want to change when you pay, how often, or how much you pay



5 Star+

Starting at 9.99%

5 Star

Starting at 9.99%

4 Star

Starting at 9.99%

3 Star

Starting at 9.99%

2 Star

Starting at 25.99%

1 Star

Starting at 29.99%

There are many factors affecting your loan. We know the ins and out.