Royal Bank of Canada

Fixed rate loans on vehicle model years between 2013 - 2021

Loan Terms


Loan terms less than 78 months

4.89% - 7.74%

Loan terms between 79-84 months

5.63% - 8.48%

Loan terms over 85

6.12% - 8.97%

Almost winter special effective between November 18, 2020 -January 19, 2021

Loan terms between 60 - 78 months: 4.39% - 5.69%

Loan terms of 84 months: 4.47% - 5.97%

Loan terms over 85: 5.75% - 7.25%

Fixed rate loans on vehicle model years between 2010 - 2012

Qualifying rates between: 7.98% - 9.99%

About Royal Bank of Canada

The Royal Bank of Canada (RBC) is a Canadian multinational financial services company. As of today, it is the largest bank in Canada by market capitalization. RBC has over 86,000 employees worldwide and serves over 16 million customers! RBC was founded in 1864 in Halifax, Nova Scotia while it had its headquarters in Place Ville Marie in Montreal, Quebec. RBC has helped millions of Canadians get the car of their dreams. 


  • Payments options - monthly, semi-monthly, bi-weekly, or weekly
  • No penalties for paying off your loan early
  • Flexible term options - choose to pay off your loan over a 1-8 year period with financing available to any vehicles not older than 10 years
  • Special financing rates are available through one of their many partner manufacturers. 

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