Fixed rate on vehicle model years 2011 - 2021

Loan Terms


Loan terms up to 78 months

4.89% - 7.89%

Loan terms of 84 months

5.39% - 8.39%

Loan terms over 84 months

5.99% - 8.99%

Add 1.5% for vehicle model years of 2015 -2016

Add 2.5% for vehicle model years 2014 or older

Promo Rates

Loan terms up to 90 months on 2016 - 2022: 3.96% - 4.46%

Loan terms up to 96 months on 2015 - 2022: 4.96% - 5.96%

Promo rate of 3.47% up to 90 months on 2020 - 2022 model year vehicles with max KMs of 10,000

About Desjardins

The Desjardins Group is a Canadian financial service cooperative and the largest federation of credit unions in North America. It was founded in Levis, Quebec in 1900 by Alphonse Desjardins. Its headquarters still remains in Levis, Quebec, most of its executive team operates out of Montreal. Desjardins Group consists of over 30 local credit unions operating over 1000 points of service, serving over 7 million customers. Whether you’re looking for a new or used car, Desjardins Group can help you find the car best suited for you!


  • Flexible and accessible loan payment options
  • Can do fixed or variable rates depending on your financial situation
  • Terms up to 84 months 
  • Finance the purchase of a vehicle of $5,000 or more

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