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What does your credit score mean?

Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it’s meant to forecast how (and if) you will pay your bills.

The higher your credit score, the greater your chances will be getting financed. Four contributors to your credit score are:

  1. Timeliness of previous and current payments
  2. The length of your credit history
  3. The type and amount of your debts
  4. Your public records
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