Unless you never watch television, use the Internet or look at billboards, you probably know that there are more than a few companies out there willing to give you information on car insurance prices. Whether it's a talking caveman mysteriously living in modern times or a talking reptile, it seems as though there is no shortage of companies looking to direct you towards the cheapest car insurance on the planet Earth! With all of this information, it can get quite confusing as to where you should turn for information on car insurance. In this article, we will explore your different options and help you decide for yourself where you should turn to find the cheapest insurance option out there.
Question One - What is Your Time Worth?
Whether guided by a caveman, a cute talking reptile or any other form of mascot, hunting for insurance can still take time. If you plan on drawing information to make your decision from a variety of sources, the process of finding the cheap insurance that you want could end up seeming a little exhausting.
This process can be made all the more dizzying by performing your own Internet research. In fact, searching for car insurance on the Internet can be quite time consuming and exhausting. Thus, before you begin looking for car insurance, you might want to ask yourself, "Just what is my time worth?"
Question Two - Do I Need Collision Coverage?
Car insurance is made up of both liability and collision coverage. As a Canadian, you are required to get liability coverage. This means that if there is an accident, all parties are covered. While collision coverage is optional, most Canadians opt to add it into their policies. Collision coverage will protect you if your car is damaged in a collision.
Question Three - Should I Consult My Car Dealership?
Your car dealership isn't just a place to buy cars. The simple fact is that a dealership is a place where you can go for information across the board regarding cars. Car dealers know a great deal about car insurance. They can likely point you in the direction of a car insurance company that is great to work with and will give you consistent and quality service for years to come.
The Big Three Questions You Should Ask About Car Insurance
- What is Your Time Worth?
- Do I Need Collision Coverage?
- Should I Consult My Car Dealership?